Local overview
Bank and Financial Security in Orlando.
Banks, credit unions and financial offices across Orlando, including those in downtown and Lake Nona, need officers for lobby presence, opening and closing, and support during cash handling.
Under Chapter 493, Florida Statutes, security companies must hold a Class B security agency license from the Florida Department of Agriculture and Consumer Services (FDACS), Division of Licensing. Unarmed officers need a Class D security officer license, which requires at least 40 hours of training at an FDACS-licensed Class DS school (s. 493.6303). Armed officers also need a Class G statewide firearm license: a 28-hour firearms course taught by a Class K instructor, plus 4 hours of requalification every year (s. 493.6113). Confirm licenses through FDACS before service begins.
What officers do
Common duties for this kind of property. Your post orders decide exactly what officers do at your site.
Lobby presence
A visible officer in the lobby discourages crime and reassures customers and staff.
Opening and closing
Stand by while staff open and close the branch, when branches are most exposed.
Cash-handling support
Stand by during cash deliveries and pickups, following the bank’s procedures.
Customer assistance
Greet customers, direct them, and help manage lines and disputes.
Alarm and emergency response
Respond to alarms and emergencies as your procedures describe.
Incident reports
Write detailed reports for the bank’s security team and police.
Choosing the right coverage
Banks often choose armed officers, because of cash on site, but many branches use unarmed officers. Opening and closing coverage is common for branches that don’t need a full-day officer. Armed posts in Florida require officers with both a Class D and a Class G license.
Put these in your request
- Branch hours and locations
- Opening, closing and cash-delivery times
- Armed or unarmed preference
- Your bank’s security procedures
- Alarm and emergency instructions
- Reporting your security team needs
What security costs in Orlando
Every quote depends on your site, schedule and duties. These starting rates help you plan before proposals arrive.
| Service | Starting at | Notes |
|---|---|---|
| Unarmed officer | From $25 an hour | Standing posts, access control, patrols |
| Armed officer | From $32 an hour | Officers with Class D and Class G licenses |
| Event security | From $30 an hour per officer | Often with a minimum of about 4 hours per officer |
| Personal protection | From $70 an hour | Protection agents from Class B licensed agencies |
| Fire watch | From $25 an hour | Patrols while fire systems are out of service |
| Mobile patrol | Priced per visit | Depends on visits per night and drive time |
Starting rates. Billing rates cover the officer’s pay plus payroll taxes, insurance, licensing, supervision and company overhead. Your price depends on your site, schedule and duties, and comes from the provider’s written proposal.
Planning hours
One post staffed around the clock needs about 730 officer hours a month. An 8-hour overnight shift every night is about 243 hours. Multiply hours by the hourly rates in each proposal to compare them fairly.
What changes the price
Armed or unarmed
Armed posts cost more because of licensing, training and insurance.
Hours and schedule
Overnight, weekend and holiday hours, and 24/7 coverage, raise the total. One 24/7 post needs about 730 officer hours a month.
Number of posts
Each additional post or patrol adds officer hours, and large sites may need a supervisor.
Contract length
Ongoing contracts are usually priced lower per hour than one-day or short-notice coverage.
Duties and risk
Specialized duties, high-value goods or busy public sites can raise the rate.
What’s included
Supervision, reporting software, vehicles and equipment may be included or billed separately.
Choose with confidence
How to choose a security company.
A license, insurance and good supervision matter as much as the hourly rate. Check these with every provider you consider.
- LicenseFDACS lookup · Class B agencyActive
- OfficersClass D · Class G for armed postsConfirmed
- InsuranceGeneral liability · Workers’ compOn file
- References3 bank or financial office clients near Lake NonaCalled
- SupervisionSupervisor visits every 3 hrs · 8 AM–5 PMAgreed
- In writingProposal covers: opening, closing and cash-delivery times · armed or unarmed preferenceSigned
- 1
Check the company license
Verify the company’s FDACS Class B security agency license, and any branch authorization, through FDACS licensing resources.
- 2
Check officer licenses
Ask for each officer’s Class D license (40-hour training). For armed posts, confirm a current Class G license and this year’s 4-hour firearms requalification.
- 3
Ask for a certificate of insurance
Request proof of general liability and workers’ compensation coverage, and ask whether you can be named as an additional insured.
- 4
Ask for references
Talk to clients with similar properties, and ask how long they have used the company.
- 5
Ask about supervision
Find out who checks on officers, how often, and who you call at 2 a.m. when something goes wrong.
- 6
Get it in writing
Make sure the proposal covers post orders, staffing, rates for holidays and overtime, how absences are covered, reporting, and how to end the contract.
Get bank and financial security quotes
Tell us about your site and when you need coverage. Guardix helps connect your request with security companies that can serve Orlando. Each company confirms its own availability, pricing and terms.
Bank and Financial Security questions
Do bank officers need to be armed?
Not always. Many branches use unarmed officers. Banks with higher risk or cash handling often choose armed officers.
Can we get officers only at opening and closing?
Yes. That is a common, lower-cost option for branches.
What license does an armed bank officer need?
In Florida, the company needs an FDACS Class B license, and armed officers need a Class D license plus a Class G firearm license with current qualification.
Can officers cover several branches?
Each branch usually needs its own officer during hours. Mobile patrols can check closed branches at night.
What should officers do in a robbery?
Follow your bank’s procedure. Most prioritize the safety of people over property.
Can officers help with customer service?
Yes. Greeting and directing customers is a common part of lobby posts.
More security services in Orlando
Ready when you are
Secure your Orlando branch.
Tell us what your property needs in one quick step. Guardix helps connect your request with licensed security companies, and each one answers in writing.
- RequestZIP, service, start date
- MatchedLicensed providers
- ProposalPrice and terms in writing
Guardix helps connect quote requests with potential security providers. The selected provider delivers the agreed security service. Availability, qualifications, pricing, reporting features, and service terms must be confirmed for the actual assignment.
